At LINDEN PROPERTY AND CASUALTY LLC , we are committed to protecting the privacy and confidentiality of your nonpublic personal information. This Privacy Notice describes our policies and practices regarding the collection, maintenance, use, and disclosure of your personal information, in compliance with New York State Department of Financial Services Regulation 169 (11 NYCRR Part 420).

This notice applies to individuals who obtain or seek to obtain insurance products or services from our agency primarily for personal, family, or household purposes.

We collect nonpublic personal information about you from the following sources to conduct business, provide quotes, and service your insurance policies:

• Information we receive from you directly on applications, questionnaires, or other forms (such as your name, address, social security number, date of birth, assets, and income).
• Information about your transactions with us, our affiliates, or the insurance carriers we represent (such as policy coverage, premiums, payment history, and claims history).
• Information we receive from consumer reporting agencies (such as credit scores, motor vehicle records, and claim history reports).
• Information from third parties to support our business functions (such as medical records for bodily injury claims or property inspection reports).

We do not disclose any nonpublic personal information about our prospective, current, or former clients to anyone, except as permitted or required by law.

To service your account and provide property and casualty products, we may disclose the information we collect, as described above, to nonaffiliated third parties without your prior authorization only under permitted legal exceptions. These include disclosures to:

• Insurance companies, underwriting associations, independent adjusters, and appraisers to process your application, service your policy, or investigate and settle insurance claims.
• Regulatory, law enforcement, or other governmental authorities as required by law or subpoena.
• Lienholders, mortgagees, or other parties with a legal or beneficial interest in your policy.

We do not sell your personal information or share it with nonaffiliated third parties for marketing or promotional purposes.

In the event that we collect nonpublic personal health information (e.g., related to a workers' compensation or auto bodily injury claim), we will not disclose this health information to any nonaffiliated third party unless you provide us with an explicit, written opt-in authorization, or unless the disclosure is explicitly permitted under Section 420.17 of NY Regulation 169 or authorized by HIPAA regulations.

We maintain strict physical, electronic, and procedural safeguards to protect your nonpublic personal information.

• Access to your personal data is restricted to authorized employees and representatives who need that information to provide products or services to you.
• We utilize encryption, secure networks, and monitoring tools to prevent unauthorized system access.
• Our third-party service providers are contractually obligated to safeguard your data and maintain confidentiality.

Linden Property And Casualty LLC. (“the producer”) are insurance producers licensed by the State of New York. Insurance producers are authorized by their license to confer with insurance purchasers about the benefits, terms and conditions of insurance contracts; to offer advice concerning the substantive benefits of particular insurance contracts; to sell insurance; and to obtain insurance for purchasers. The role of the producer in any particular transaction typically involves one or more of these activities.

Compensation will be paid to the producer, based on the insurance contract the producer sells. Depending on the insurer(s) and insurance contract(s) the purchaser selects, compensation will be paid by the insurer(s) selling the insurance contract or by another third party. Such compensation may vary depending on a number of factors, including the insurance contract(s) and the insurer(s) the purchaser selects. In some cases, other factors such as the volume of business a producer provides to an insurer or the profitability of insurance contracts a producer provides to an insurer also may affect compensation.

The insurance purchaser may obtain information about compensation expected to be received by the producer based in whole or in part on the sale of insurance to the purchaser, and (if applicable) compensation expected to be received based in whole or in part on any alternative quotes presented to the purchaser by the producer, by requesting such information from the producer.

We reserve the right to modify our privacy policy and this notice at any time. If we make material changes to our privacy practices, we will provide you with a revised notice before disclosing any personal information in a manner inconsistent with this policy.

If you have any questions or concerns regarding this Privacy Notice or how we handle your personal data, please contact us at:

LINDEN PROPERTY AND CASUALTY LLC
PO BOX 153 LINDENHURST NY 11757
(631) 741-7411
ALI@LINDENPROPERTYANDCASUALTY.COM
LINDENPROPERTYANDCASUALTY.COM